ENG
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Go Cashless
in Korea
with ToKpay
Send money from abroad, top up in KRW, and pay instantly
One Card, All of Korea!
Experience the freedom of seamless travel and payments with just one card. Easy to top up, simple to use, and ready whenever you are.
Unlimited Access to Public Transportation
Buses, subways, taxis, even KTX — all with one card.
Seamless Refunds & 24/7 Recharge
Get your balance refunded to your overseas account or recharge anytime, anywhere — always simple, always convenient.
No ATMs or Banks Required
Recharge anytime, anywhere, right from your phone.
Enjoy Korean Cuisine Anywhere
Enjoy authentic Korean food at restaurants across the country and pay easily with one card.
Bibimbap
Samgyeopsal
Gimbap
Subway
Taxi
Bus
Seamless Travel Across Korea
Ride subways, buses, taxis, and even high-speed KTX trains. With one card, travel conveniently wherever you go.
Discover Every Corner of Korea
From Seoul to Busan, Gyeongju, Jeonju, and beyond—explore Korea’s rich culture and landmarks with ease. With ToKpay, your card works everywhere, allowing you to enjoy smart and hassle-free travel across the nation.
Haedong Yonggungsa Temple
Suwon Hwaseong Fortress
Jeonju Hanok Village
Always Ready
Recharge anytime, 24/7/365
KRW
More Reasons to Choose Tokpay
Travel light, pay anywhere, and manage your money with confidence.
Tokpay makes daily spending in Korea simple—and getting funds home even simpler.
Pay by QR no card needed
Open the Tokpay app and scan to pay at thousands of partner merchants across Korea. Fast, secure, and hassle-free.
Move your money freely
Leftover money in Korea? Hold funds and move them to your home account anytime—right from the app.
Pick up your ToKpay card at CU convenience stores
Card Pickup at CU Convenience Stores Incheon Airport: T1 Store #4, T2 Store #2 Seoul: Myeongdong Station, Hongdae Sangsang
Who is it for?
Travelers
Explore Korea nationwide with just one card, no cash needed
Make easy payments for transport, accommodation, dining, and shopping.
International Students
Manage monthly living expenses with clear spending records
Convenient use for public transportation, online shopping, and daily life in Korea
Short-Term Residents
Get issued and start using instantly without a bank account
All-in-one card for accommodation, transport, and daily living expenses
Frequently Asked Questions
Can anyone get a ToKpay card?
Yes! Both foreigners and Korean nationals who have an overseas bank account are eligible.
(You can top up your wallet in KRW from an overseas account.)
Can I get a card without a passport?
No. A passport is required.
You must submit your passport information in the ToKpay app during sign-up.
After registration, you can link your card number and start using it.
What are the steps to start using the card?
After receiving your card, sign up in the ToKpay app by registering your passport information and email.
Then link your card number and top up your wallet (the card-linked account).
You can top up your wallet in KRW through your overseas bank account.
Where can I collect my card?
You can collect your physical card by issuing a card voucher in the ToKpay app
and picking it up at one of the following CU convenience stores:
Incheon Airport Terminal 1 (Store #4), Terminal 2 (Store #2), Myeong-dong Station, or Hongdae Sangsang Branch.
Can I have more than one card?
No, only one card per person is allowed.
Each wallet can be linked to one card only.
How can I top up my wallet?
Sign up for the ToKpay app, then top up your wallet in KRW using your overseas bank account.
You can start using the card immediately after the top-up.
What is the top-up limit?
The top-up limit is KRW 500,000 per transaction.
You can top up up to 20 times a day (a total of KRW 10,000,000).
Where can I check my top-up amount?
You can check your balance on the home screen or in the “Wallet” section of the ToKpay app.
Is there a top-up fee?
Yes. Exchange fees may vary by country and bank when topping up your wallet.
Can I use the card immediately after topping up?
Yes, once your wallet is topped up, you can use it right away.
Where can I use the card?
You can use it at any offline store in Korea that has a card payment terminal.
Can I make online payments?
No, ToKpay is currently available for offline payments only.
Can I use it as a transportation card?
Yes, it can be used for public transportation such as subways, buses, express buses, KTX, and taxis.
Can I use the card overseas?
Currently, ToKpay can only be used in Korea. (Visa and Mastercard partnerships are planned.)
Is there any payment fee?
There are no payment fees for card usage.
Fees apply only to top-up and refund transactions.
Can I make payments with a QR code or barcode instead of the physical card?
Yes. You can make mobile payments using a barcode even without a physical card.
Tap the “Payment” button on the wallet screen to generate a barcode for payment.
Note: A valid barcode is issued only if you have a top-up history of KRW 10,000 or more.
Can I get a refund of my remaining balance?
Yes. Refunds are available anytime if your remaining balance is KRW 10,000 or more.
(A KRW 5,000 refund fee applies per request.)
How do I request a refund?
Refunds can be requested online only through the ToKpay app.
[How to request a refund] ToKpay App → More → Card Management → Wallet Refund → Enter Pattern → Fill Out Refund Form
(Name, Bank Name, Account Number, Account Holder, Phone Number, Currency, Country, etc.) → Submit Request
Are there any refund fees?
Yes. There are two types of fees:
an FX conversion fee and a KRW 5,000 processing fee per refund.
What happens to my balance after the card expires?
Even after expiration, 90% of the remaining balance can be refunded.
However, if more than 5 years have passed since the last top-up (statutory expiration),
your legal right to claim a refund may expire.
I lost my card. What should I do?
Immediately open the ToKpay app to deactivate your card or report it as lost.
[To deactivate] More → Card Management → Turn off “Card Activation”
[To report loss] More → Card Management → “Report Lost/Damaged Card” → Enter Pattern
You can also contact the Customer Center at 1877-0646.
Is my balance protected?
Yes. Once you report the loss or theft, your balance is protected.
You can continue using your remaining balance by linking a new card.
Can I report a loss without knowing my card number?
Yes. Contact the Customer Center at 1877-0646.
You can report the loss and suspend your card after verifying your identity with your passport information.
Why do you collect passport information?
Passport information is required to prevent identity theft or unauthorized use,
ensure secure payments, and apply the foreign visitor top-up limit (up to KRW 1,000,000).
Your information is encrypted and securely stored, and will never be used for advertising or marketing purposes.
Passport data is retained for 5 years and then permanently deleted.
For users inactive for over one year, passport information is stored separately for security purposes.
What is the card’s validity period?
Each card is valid for 5 years from the date of issuance.
Please check the expiry date printed on the back of your card.
What if my card is damaged?
You can request a replacement card (a KRW 5,000 reissuance fee may apply).
New cards can be obtained at the following CU convenience stores (price: KRW 0):
Incheon Airport Terminal 1 (Store #4), Terminal 2 (Store #2), Myeong-dong Station, and Hongdae Sangsang Branch.
Where can I check my transaction history?
You can check your payment details (amount, merchant name, etc.) in the ToKpay app under ”Transaction History.”
How can I contact customer support?
Go to “More > Customer Center” in the ToKpay app
or call our service hotline at 1877-0646.
Can I request a refund while overseas?
Yes, you can apply for a refund from overseas through the ToKpay app.
(FX conversion and refund processing fees apply per refund.)
Travel & Live in Korea Made Simple
We have applied the “Seoul Alim” typeface provided by the Seoul Metropolitan Government.